Spouses who do not work or who have substantially lower earnings than their spouse may be able to collect Social Security benefits based on their spouse’s earnings. Below is a common question about spousal benefits when one spouse is a homemaker.
How are Social Security Benefits Calculated?
A popular question that I hear from baby boomers getting ready to retire is “how are Social Security benefits calculated?” This is an important question because it could affect how long you need to work, whether you should continue to work during your retirement years, or other aspects of your retirement plan. First, please note […]
Social Security Spousal Benefits: Applying for Benefits
Spouses who do not work or who have substantially lower earnings than their spouse may be able to collect Social Security benefits based on their spouse’s earnings. Below is a common question about spousal benefits.
What is a Social Security Number?
What is a Social Security Number? A Social Security number is a nine digit code that is assigned to every US citizen, permanent resident, and temporary worker in the United States. The number is very important you need it to legally work, open a bank account, and receive government benefits. If you have ever wondered why […]
How to Apply For Social Security Retirement Benefits
You’re getting ready to retire and you’ve made the decision to start collecting your Social Security retirement benefits. What’s the next step? You need to actually apply for your benefits (they aren’t automatic). Probably one of the most common Social Security questions is how to apply for Social Security benefits. There are three ways to […]
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